So, there is this website called Bills.com where you can learn how to pay down your bills and generally get a better hold of your money – be it with better budget planning or even some hardcore debt help. The website teaches you what plan would be best for your situation and provides articles to help you learn the best way to budget and successfully eliminate your debt. They even have a personal finance newsletter that you can subscribe to.

Some of the debt management information the website provides includes how to pay off your college loans, general budgeting and can even help provide you with a debt consolidation loan to help you along. The articles regarding finding a tax lawyer, settlement (bankruptcy), debt reduction, and even general terms are really informative and in plain English (even I understood them – and I’m not that bright when it comes to money management!)

Basically – you need to keep your money in check. I think if I had it to do all over again I think … okay, no, who am I kidding – I’d blow all the money the exact same way. But maybe I would’ve had a better budget? Or, maybe I would’ve gotten a real job? Either way, we’ve got a budget and we only use a single credit card and are making more than minimum (it’s the key here) on each card EACH MONTH. Someday, we will get some Debt relief.

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Why am I so broke?
Because there are bills to pay.
Retail Therapy.

Hubby’s gone a lot.
I have lots of credit.
But little cash.

Bills are paid on time.
Someday we will pay it off.
Until then, we work.

Sponsored by Bills.com

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